Shielding your credit.Securing your future.
We help identify inaccurate, outdated, and unverifiable information while providing a clear strategy for building a stronger credit profile.
- Compliance Focused
- Consumer Education
- Personalized Strategies
- Ongoing Reviews
Every item on your report is worth a closer look.
We review each item on your credit report to determine whether it meets the accuracy and verification standards required by law.
- 01CollectionsEligible for Review
- 02Late PaymentsEligible for Review
- 03Charge-offsEligible for Review
- 04Hard InquiriesEligible for Review
- 05BankruptciesEligible for Review
- 06RepossessionsEligible for Review
- 07ForeclosuresEligible for Review
- 08JudgmentsEligible for Review
- 09Identity TheftEligible for Review
- 10Medical BillsEligible for Review
- 11Student LoansEligible for Review
- 12Tax LiensEligible for Review
A Clear Process. Built Around Your Goals.
$99 Credit Analysis & Review
We review your credit reports and identify items that may require additional verification, documentation, or review.
Custom action plan
A written strategy with review schedule, recommended next steps, and a flat monthly rate. No fees are charged for services that have not yet been performed. Following your Credit Analysis & Review, clients may choose Shield Starter ($79/mo.) or Shield Elite ($129/mo.)
Dispute & Documentation Support
Our specialists assist with disputing eligible inaccuracies using established procedures under the FCRA and FDCPA. Supporting documentation and correspondence are maintained throughout the review process.
Ongoing Progress Reviews
Monitor account updates and receive regular progress reports through your client portal.
Four Services. One Clear Direction.
Credit Analysis & Review
A thorough review of your tri-bureau credit reports to identify inaccurate, outdated, or unverifiable items.
Dispute Assistance
We assist with challenging eligible inaccuracies with the bureaus using written, documented dispute methods.
Why Clients Choose Shield
- 01
Compliance-First Approach
Every action we take is grounded in CROA, the FCRA, and Florida's CSO requirements — no shortcuts, no gray areas.
- 02
Transparent Communication
Clear timelines, written strategies, and honest expectations. You always know what we're doing and why.
- 03
Personalized Credit Readiness Plans
No templates. Your plan is built around your reports, your goals, and the lender milestones you're working toward.
- 04
Ongoing Progress Reviews
Regular check-ins and reporting so you can see what's been challenged, addressed, and what's coming next.
- 05
Consumer Education Focus
We teach the habits, ratios, and lender criteria that keep your score strong long after our work is done.
Consumer Rights
- 01Written agreements before services begin
- 02No fees for services not yet performed
- 03Three-day cancellation rights honored
- 04No guaranteed score increases
- 05Results vary by individual circumstances
Our Commitment. Your Confidence.
Every credit profile is different.
Because every credit profile is different, we focus on providing:
- Transparent communication
- Documented processes
- Consumer education
- Compliance-first service
- Ongoing progress updates
- Written disclosures at every step
Individual results vary. We do not guarantee score increases, item removals, or specific outcomes.
Your better credit starts with a free call.
No obligation. No high-pressure sales. Just a clear picture of what's possible, and a flat monthly rate if you decide to move forward.
Tell us a little about your situation and a specialist will reach out within one business day to discuss your goals and explain the process.